Choose the credit account that fits your needs. Whether you're shopping for your home or business, we have flexible options with exclusive store benefits.
Personal
Personal Credit Account
Perfect for individuals and families making home purchases
Credit LimitUp to $5,000
Interest-Free Period6 months
Interest ChargesNone
Application Time5-10 minutes
Benefits Include:
Exclusive member discounts
Flexible payment terms
Early access to sales
No annual fee
Commercial
Commercial Credit Account
Designed for businesses needing supplies and equipment
Credit LimitUp to $50,000
Interest Rate0% - No Interest
Application Time15-20 minutes
Benefits Include:
Volume discounts
Dedicated account manager
Priority customer support
Detailed purchase reporting
Application Requirements
Simple requirements to get you approved quickly
Personal Credit Requirements
18+ years old
Valid government-issued ID
Proof of income
Social Security Number
Current address verification
Commercial Credit Requirements
Valid business license
Federal Tax ID (EIN)
Business financial statements
Personal guarantee from owner
Business bank account information
Store-Exclusive Credit
Your credit can only be used at Baskly locations and online
Our exclusive credit system is designed specifically for shopping with us. This allows us to offer better terms, specialized benefits, and personalized service that traditional credit cards can't match.