Terms and Conditions

Last updated: December 2024

1. Credit Account Terms

Your Baskly account is exclusively for use at our retail locations and online platform. Credit cannot be used at other merchants or for cash advances.

Personal credit accounts have limits up to $5,000 with promotional interest-free period for the first 6 months. We do not charge interest or APR on any of our store credit accounts.

Commercial credit accounts offer limits up to $50,000 with Net 30 payment terms and competitive interest rates.

2. Application and Approval

All applications are subject to credit approval. We reserve the right to verify all information provided and may request additional documentation.

By applying, you authorize us to obtain credit reports and verify employment, income, and other information.

3. Payment Terms

Minimum payments are due monthly. Late payments may result in fees and impact your credit standing.

Commercial accounts operate on Net 30 terms with early payment discounts available.

4. Account Management

You can manage your account online or by visiting any store location. Account statements are available monthly.

We reserve the right to modify credit limits, terms, or close accounts based on payment history and creditworthiness.

5. Privacy and Data Protection

We protect your personal and financial information in accordance with our Privacy Policy and applicable laws.

Your information may be shared with credit reporting agencies and service providers as necessary for account management.

For questions about these terms, please contact our customer service team.